Repair Your Credit Report and Raise Your Score

$9.99

In this course, we’ll tell you what you can do yourself (without wasting your money paying some “credit repair” agency) to fix your credit report and raise your credit score.

Description

In this course, we’ll tell you what you can do yourself (without wasting your money paying some “credit repair” agency) to fix your credit report and raise your credit score.

In this course, we’ll cover these topics:

  • What is the Credit Reporting System?
  • Who Are the Players in the Credit Reporting System?
  • What Information Do the CRAs Collect?
  • How Things Get Listed on Your Credit Report
  • How Long Do Items Stay on My Credit Report?
  • What Happens if a Collection Agency Takes Over a Debt – Does That Restart the Clock for Reporting?
  • What’s the Range for Credit Scores?
  • Who Are the Rule Makers?
  • Know Your Rights Under the FCRA
  • What’s an Acceptable Range for a FICO Score?
  • What Factors Affect the FICO Score
  • See How Much Money You Could Save if Your FICO Score Was Higher
  • 3 Things to Do Today To Help Raise Your Credit Score
  • Get Your Report
  • Know Your Starting Score
  • Make a Game Plan First
  • Dispute Any Inaccuracies
  • Frivolous Disputes
  • Start Fixing Your Credit History
  • Work on the Things That Can Be Fixed Quickly and Have the Biggest Effect First
  • Understand the FDCPA Rules
  • Stop Debt Collectors from Contacting You
  • Negotiate a Deal
  • Tips for Your Negotiations
  • Beware of Taxes
  • Getting Out of Debt
  • You Basically Have Four Options
  • Option 1: Get the Credit Bureau to Remove It
  • Option 2: Getting the Original Creditor or a Third-Party Debt Collection Agency to Remove It
  • Public Court Records
  • Removing Inquiries
  • Student Loans
  • Restoring and Correcting Inaccurate Bad Credit Items on Your Report
  • Preventing Items from Going to Your Credit Report in the First Place
  • Preventing Negative Items When Renting or Leasing Property
  • Preventing Identity Theft
  • Choosing Bankruptcy – or Not
  • A Few Final Notes
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